A. The Karnataka Gruha Lakshmi Scheme is a social welfare initiative by the Karnataka government to provide financial assistance to women head of households in the state. The scheme aims to empower women and promote gender equality by providing them with a steady source of income.
I. Introduction
B. Overview of the scheme
The Karnataka Gruha Lakshmi Scheme was launched on 30 August 2023. The scheme offers a monthly assistance of Rs. 2,000 to eligible women head of households. The assistance is provided through direct benefit transfer (DBT) to the beneficiaries’ bank accounts.
C. Objective of the scheme
The primary objective of the Karnataka Gruha Lakshmi Scheme is to empower women and promote gender equality by providing them with financial support. This will enable women to take control of their lives and make informed decisions about their families and communities.
II. Eligibility Criteria for Gruha Lakshmi Scheme
A. To be eligible for the Karnataka Gruha Lakshmi Scheme, a woman must be the head of the family.
B. The woman must hold an APL/BPL/Antyodaya card.
C. The woman must have a bank linked Aadhaar card.
D. The woman must have bank details.
E. The woman must have an Aadhaar-linked phone number.
F. Exclusions from the scheme include women government employees, taxpayers, and families whose husbands pay income tax or file GST returns.
III. Benefits of the Gruha Lakshmi Scheme
A. The monthly assistance of Rs. 2,000 will provide financial support to housewives.
B. The direct benefit transfer (DBT) mode of payment will ensure timely and hassle-free disbursement of the assistance.
C. The scheme will empower women and enable them to make informed decisions about their families and communities.
D. The scheme will promote gender equality by providing financial support to women head of households.
E. The scheme will also contribute to the overall economic growth of the state.
IV. Registration Process for Gruha Lakshmi Scheme
The registration process for the Gruha Lakshmi Scheme is simple and can be completed online. To register, eligible women need to visit the official website of the scheme and fill out the online application form. They will need to provide their personal details, such as name, age, and address, as well as information about their marital status and household income. Additionally, they may be required to submit supporting documents, such as their Aadhaar card and bank account details. Once the application is submitted, it will be reviewed, and eligible women will be notified of their enrollment in the scheme.
A. Online registration can be done by visiting the official portal.
Karnataka Gruha Lakshmi Scheme Online Application Portal.
https://gruhalakshmischeme.in/category/state-schemes/
Sukanya Samriddhi Yojana SchemesB. Offline registration can be done at Grama One, Bangalore One, Karnataka One office, Bapuji Seva Kendras, and Nada Kacheris.
C. Required documents for registration include the Aadhaar card, bank account details, and proof of identity.
D. The door-to-door registration process will be conducted by the government officials.
E. The beneficiary list will be displayed on the official website.
V. Implementation of the Gruha Lakshmi Scheme
A. The Karnataka Gruha Lakshmi Scheme was launched on 30 August 2023.
B. The scheme has an allocated budget of Rs. 32,000 crore annually.
C. The scheme aims to benefit about 1.1 crore women head of households in Karnataka.
D. The assistance will be provided through direct benefit transfer (DBT) to the beneficiaries’ bank accounts.
E. The scheme will promote gender balance by providing financial support to women head of households.
VI. Contact Information
A. The Karnataka Gruha Lakshmi Scheme helpline number is 08022279954, 8792662814, or 8792662816.
VII. Conclusion
A. The Karnataka Gruha Lakshmi Scheme is a significant social welfare initiative by the Karnataka government to empower women and promote gender equality.
B. The scheme provides financial assistance to eligible women head of households in the form of a monthly